Condo Insurance in Vermont and New Hampshire

New England is home to beautiful vacation spots and fun towns, making it a popular region for condo ownership. From the ski resorts of Stowe to the coastal retreats of Portsmouth, condos offer a convenient and comfortable way to enjoy the area’s natural beauty. Insuring a condo is different from insuring an entire building, and it’s important to understand what your policy covers and what it doesn’t.

Understanding Condo Insurance

Condo insurance is designed to protect your individual unit and personal belongings, while the building itself is typically covered by a master policy held by the condo association. Your condo insurance policy fills in the gaps by covering areas that the master policy does not, such as the interior of your unit, your possessions, and liability claims. This type of coverage ensures you’re protected in situations where the condo association’s insurance falls short.

Condo Insurance Options

Swenson Insurance Agency offers a variety of condo insurance options to meet your needs. Coverage can include:

• Protection for your personal belongings, such as furniture, electronics, and clothing
• Coverage for the interior of your unit, including walls, floors, and fixtures
• Liability insurance to cover claims if someone is injured in your unit
• Loss assessment coverage to help pay for shared expenses if the condo association’s master policy is insufficient

Whether you own a vacation condo in Killington or a year-round residence in Concord, we can help you put together a policy that fits your situation.

Let Us Help You Find the Right Policy

Swenson Insurance Agency works with condo owners across Vermont and New Hampshire to create customized insurance policies. Our team can help you compare coverage options, determine your needs, and build a policy that provides the right level of protection. Contact us today by phone, email, or visit our office in Bradford, VT to get started with your condo insurance needs.